Fringe | Join the Club
Fringe | Join the Club
Private Club Membership Financing
Made Simple!
Fringe Benefits
Fringe Benefits
For Millions of Golfers Joining...
a private golf club is a pivotal life decision – the fulfillment of an ambition to take your game, your career, and your lifestyle to the next level.
It is also a major financial decision...
one that is often rationalized by calculating the monetary benefits realized through enhanced business relationships and having a place the whole family can enjoy.
Golf Club Membership Financing Options...
You could wait several years to save the money you need, but then you would be missing out on the valuable returns of membership – business relationships, professional training to improve your game, the freedom to golf on a championship-caliber course whenever you want, a place for your family to spend quality time together, the list goes on.
Or you could instead finance your private club membership with Fringe!
How It Works
1Join Waitlist
We will open up the waitlist in January 2024.
2Fill Out Application
We will have a decision within a few days. We may need to speak to you to clarify a few items.
3If Approved
Review and sign Fringe documents. If not approved, we will let you know why.
4Play Golf!
Enjoy your private club membership, make new friends and birdies!
Fringe FAQs
What is a Fringe loan?
A Fringe loan is money you borrow to finance your initiation fee for your private golf club. Taking a Fringe loan can be a smart way to conserve cash.
Are Fringe loans amortized or balloon loans?
Our aim is to make it simple and flexible for you. In most cases, you will have the choice of loan type. A balloon loan comprises a stream of constant payments followed by a large payment at the end, which is called the balloon payment. In contrast, a fully amortized loan is composed of equal payments, which are paid throughout the life of the loan.
Am I eligible for a Fringe loan?
To be eligible for a Fringe loan, you must be a US citizen, permanent resident, non-permanent resident, 23 years or older, and reside in one of our eligible states. If you are a permanent resident, you must be able to show an image or scan of your permanent residency card (Green Card) and your Green Card must have a total validity (from issuance to expiry) of more than 2 years. Loan eligibility also depends on a number of additional factors, such as a responsible financial history, credit score, your monthly income vs. expenses, and professional experience.
Is a Fringe loan secured or unsecured?
Most Fringe loans are unsecured however we may require a personal guarantee.
What is the minimum and maximum I can borrow?
With Fringe, the minimum amount you can borrow is $5,000 in most states and the maximum is $100,000.
Are there any origination or prepayment fees?
We do charge a modest origination fee, this fee covers our background check and document fees.
Will applying for a Fringe loan affect my credit?
No. To check the rates and terms you qualify for, Fringe conducts a soft credit pull that will not affect your credit score. In addition, we also do not report your Fringe loan to the credit bureaus.
How long does it take to receive the funds?
Once your application is complete and verified, if you are approved for a Fringe loan, you will receive a Loan Agreement for electronic signature. Once you’ve signed the document electronically, we will give you a call to confirm a few things - and welcome you to the Fringe family, and then your funds should generally be available within a few days. In some cases, we pay your golf club directly.
Can I have multiple Fringe loans?
To qualify for future Fringe loans, you must have made nine consecutive scheduled payments on an existing Fringe loan. Note that Michigan residents can only have one Fringe loan.
Private Club Partners
Stop Financing Your Initiation Fees | Significantly Increase Cash Flow
DISCOVER ALL THE FRINGE BENEFITS FOR YOUR CLUB
Submit your information and we will be in touch
© 2024 Fringe Golf | A division of VA², LLC | Proudly Made in Atlanta
To see if you qualify, Fringe conducts a soft credit pull that will not affect your credit score. However, if you choose to move forward with Fringe, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.
Terms and conditions apply. FRINGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet Fringe's underwriting requirements. Not all borrowers receive the lowest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of factors, including term of loan, evaluation of your creditworthiness, income, and other factors.